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  • max2k10
    started a topic Car Purchase Update

    Car Purchase Update

    I wanted to post a quick update on the long drawn out and frustrated process I just went thru to replace my wife's expired lease. After $1000 in attorney fees (had to file 2 times to incur new debt at $500 each time they went to court). This was added to our monthly payments. We purchased a 2012 Nissan...
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  • max2k10
    started a topic Urgent car purchase help active chap 13

    Urgent car purchase help active chap 13

    I'm in desperate need of help in finding finding financing to replace my wife's lease which will end in 2 months. Long story short, I have been at this since March. In July I received pre approval letter from Capital One for a dealer in JC NJ. I took this letter and dealer called cap 1. Said I was approved...
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  • PLEASE HELP: Ready to purchase cars pre Chapter 13. Trade in or sell to pocket money

    Hi All, went to the car dealer today and we able to find that we can finance a $20k, used 2013 minivan with low miles and new 2014 little Nissan commuter car for a combined total of $820 a month WITHOUT down payments. I was so waiting for them to come back and say we weren't approved, what a relief...
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  • Kuya
    started a topic Ally Auto Financing?

    Ally Auto Financing?

    Just wondering . . . anyone here have any luck getting financed through Ally Auto? They are the bank that provides financing for GM.

    GM is offering some really good incentives, but you have to qualify through Ally. Anyone have any luck here?
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  • ryanr623
    started a topic Anyone better than capital one?

    Anyone better than capital one?

    For a car loan.
    I have heard from people that the best rates for people after bk is capital one, and i have heard that it is not. Is there anyone who has applied for a car loan through cap1 and got a better rate elsewhere? if so where from?

    I got approved for 20k, with zero down...
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  • helpmeout
    started a topic I'm on my way

    I'm on my way

    to rebuilding my credit. And without a credit card to do so. I posted on the Car after BK board about my accident 2 weeks ago and getting approved for a loan at 9.51%. Well, since it's a 2007 that I got, it's 8.51% I ended up spending more money than I wanted to (still doable, but would have preferred...
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  • 3 years since my discharge and hit 700 on my fico, decided to buy a car.....

    and went to honda and got approved with their 0.9% financing.
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  • bbanana
    started a topic Approved!

    Approved!

    Discharged one week ago. Just applied for a car loan as we surrendered the family truckster that was not worth anywhere close to what we owed on it in our Chap 7.

    The credit union I am a member of flat out denied us and all but showed me the door.

    Roadloans approved us...
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  • Approved for auto loan through credit union

    Hello! I filed for BK in May 2010 and about 2 weeks ago it was recently discharged I gave my car back to GMAC a 2009 Chevy Malibu in Jan and haven't had a car since. I applied for a auto loan through my credit union yesterday and the lady called me today and told me that I was approved for a...
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  • pipes
    started a topic New car loan. what can I expect

    New car loan. what can I expect

    I was discharged from my chapter 13 almost 2 years ago. It will be 7 year from filing next June, and all the bad debt that was discharged will also be off the credit report at the same time. All that will be left on credit report is good debt like house, general bills. So what kind of interest rate...
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  • looking for car loan with bad credit!!

    We have been looking for auto loan in WA area but with no luck.
    We have not even filed any bk but we do have bad credit due to some
    missed payments. Is there any hope for us to get any kind of auto loan.
    Thank you
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  • Just got 4.75% on my car loan!.....Just over a year post-discharge

    2 months after discharge I got a new car loan from GTE FCU for 12.9%....Ouch!!! But my wife needed a car and I needed to reestablish some credit, so I was stoked to get a loan at any rate. My score was 570 at the time. After making 12 payments (and getting my score up to 684), I called them and got...
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  • Flatbroke1
    started a topic carmax?

    carmax?

    Has anyone had experience with Carmax? Are their vehicles really as good as they claim? They do an inspection, but do they really repair what comes out in their inspections?
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  • nomoneynomore
    started a topic Kia/Hyundai Finance

    Kia/Hyundai Finance

    We are looking at buying a new vehicle from Kia. Does anyone have any experience with their financing?

    We won't be applying until Feb (so we can use our tax refund as a good size down payment). But we want to be well informed and do our research before going to the dealership.
    ...
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