I will probably be filing chap 7 BK, I'm aiming for May 2011. I took out 4k (2K split over 2 diff CC's) in 2 cash advances, 9 months ago. I have receipts for everything I bought and bills I paid. I spent it mostly on household goods, that my ex trashed or took (or were just old as dirt) in his grand...

My BK Atty received a letter from attorneys for BOA that says they are considering filing an adversary proceeding objecting to discharge on our $25,000 account, as a brief review of the account reveals that:

Between 5/16/10 and 7/11/10 we accumulated $2,900 in charges
Between 5/16/10...

We had our 341, which went at expected.
I seen on Pacer where the trustee/administrator stated we had no assets case.
A cc company sent a letter to the lawyer (before the 341) stating that they are opposing all the charges on the cc from 06/01.
We told the lawyer that we used the...

Hi again. I just filed bankruptcy and am extremely worried about my 341 meeting...one thing I thought of that might catch some attention is the fact that 6 months ago I purchased a 2008 Civic and I placed a large down payment on a credit card (it was about 1,900 or so)....will this purchase be cause...

Hi everyone,


Of course it is embarrassing, but before I can get my finances in order, I am going to need to file bankruptcy and learn the lesson the hard way. I am 25 years old and have almost $30,000 in credit card debt (it's the only debt I have). I used to be able to pay off...

Hi all. I have read many insights on this forum in regards to cash advances, but I still cant understand one thing. If you have $3,000 in cash advances in August, how many "good faith payments" should you make? I know the more time between the actual charge itself and filing the better,...