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  • laurannm
    started a topic Factors Impacting My Credit Score

    Factors Impacting My Credit Score

    Hello everyone!

    As part of our Ch7 BK back in 2008, we chose not to reaffirm my auto loan with Chase or our mortgage with First Horizon. I took a peek at my credit report via myfico.com and both TU and EXP are displaying both my Chase and First Horizon account with an updated status...
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  • dspii
    started a topic Inaccurate Credit Reporting

    Inaccurate Credit Reporting

    In an attempt to get my credit reports corrected, I disputed several trade lines that were reporting incorrectly. All but one are reporting correctly $0 balances and IIB. Sears has my credit reports showing my account was a charged-off, thereby destroying my credit even worse than it was with a BK....
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