I was discharged 12/2009. I pulled my Experian and Equifax credit report.
On the Experian reports they all say included/discharged thru chapter 7. Balance is 0 but towards the bottom it shows what the credit limit was and the highest balance i had and also in comments it says credit...
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Credit report question
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My Credit Cleanup / Rebuilding Thread
Well, my CH7 discharged two days ago - on 10/20/10. I guess it is time to pull the credit reports, assess the situation and begin getting things corrected. I'm going to use this thread as a log of our efforts. Hopefully it will help somebody along the way.
Background:
Prior... -
Transunion again on IIB reporting
So, I purchased a myfico to see how my scores are fairing.
My current TU is 622 and my Equifax is 657 which is fine. I know it takes time to rebuild. But, I was investigating why my TU was much lower than my EQ.
It appears that under "Understanding Your Score" under... -
REAL close to the maximum unsecured debt limits
I am really really close to the unsecured debt limits for chapter 13 - as a matter of fact - depending upon what document the latest collection agency sent me the numbers (the amount of debt owed) .. is all over the map.
If I use the last most reasonable doc - I am under the limit.. but they... -
Should I include my ss# on my creditor dispute letter?
Should I include my social security number on my creditor dispute letter? If I dont how are they going to identify who I am?