I have a few questions that I hope you all can help me out with. I am self employeed (sole proprietor) and am getting ready to file ch 7 in few days. On Schedule B there's a section for Customer Lists. This is where I list the customers / companies that I do business with, isn't it? If I am correct,...

So I signed off on all the BK papers at my lawyer's office this afternoon....no assets case.

I am filing a "retain and pay" on the mortgage (negative equity in the house of course). I missed this month's payment so i could pay the lawyer, but i plan to catch up when i get paid...

Have increased 96% in 10 years.. Wow..

That's according to a seminar my company offered yesterday on financial stress. Kind of crazy.

Just curious - which part is the nightmare:

The part when you can't pay and creditors are calling you?

The filing?

The date between your 341 and the discharge?

For us, the nightmare has been paying on a vacant 2nd home that wouldn't sell for...

Hello Everyone,

I have been reading a learning on this forum as we find ourselves in this position. My hubby was laid off 2+ years ago, has been able to get a part time job, not even an interview for a full time job, earns approx 250.00 per week. Unemployment has run out, his earning...

Below is an actual e-mail response to questions I received from my client. Her questions are so relevant to most people's concerns, I had to re-print the entire dialogue. As I am licensed only in NY, this is not legal advice for anyone else that I have not personally met with, and simply should just...

Below is an actual e-mail response to questions I received from my client. Her questions are so relevant to most people's concerns, I had to re-print the entire dialogue. As I am licensed only in NY, this is not legal advice for anyone else that I have not personally met with, and simply should just...