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  • Dorsey
    started a topic BMW Auto Loan - Reaffirmation?

    BMW Auto Loan - Reaffirmation?

    It seems unlikely that I will get a reaffirmation on a 9 month old BMW.

    Does anyone have any experience with BMW Bank and doing a ride-through (retain & pay)?

    I have filed in Maryland and BMW called me within a few days of my petition filing asking if I intended to...
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  • Ride-Through & Retain and Pay with BMW Bank of North America

    Does anyone have any experience with BMW Bank and doing a ride-through (retain & pay) vs. a reaffirmation in a Chapter 7 setting? (BMW Bank is the in-house financing arm for BWM cars.)

    I have filed in Maryland and BMW called me within a few days of my petition filing asking if I intended...
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  • Bought new home after BK. Previous mortgage included in bankruptcy. It can be done!

    I'm posting this in hope someone else can be helped by my experience.
    I searched high and low and could find no known instances of someone purchasing a new home while simply walking from a previous home which mortgage was discharged under a prior Chpt 7.

    IT IS POSSIBLE.
    ...
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  • symancm
    started a topic After Chapter 7 Discharge Ride Through

    After Chapter 7 Discharge Ride Through

    My wife and I just received our Chapter 7 discharge last month in state of GA. We have a vehicle financed through Honda that we did not reaffirm and did a ride through. We are way upside down but kept it as we felt it was our best option for a reliable vehicle.

    My wife's parents are...
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  • clamp
    started a topic Is Oregon a ride-through / keep and pay state?

    Is Oregon a ride-through / keep and pay state?

    I filed pro-se and don't plan to reaffirm my vehicle unless they'll re-negotiate... otherwise, I just planned to retain and keep payments current... where in our state statutes would i find if Oregon is a ride-through state... i just want to make sure they can't still reposses if i don't reaffirm but...
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