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  • Can you pay out of pocket for educational expenses?

    Not sure if this goes here or under a thread for ‘allowable expenses’.

    Was approved for 4K of student loans. 2K disbursed already, but 2K will disburse this winter. I plan for filing Chap 13 in the next month. I’m not concerned about getting my additional 2K disbursed, but...
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  • Gage35
    started a topic Chapter 13 and taxes

    Chapter 13 and taxes

    Our Chapter 13 was recently confirmed. We claimed our 21 year old college student daughter as a dependent on our federal taxes for the past few years while she has been in college and living at home.

    In Ohio anything over a $1500 federal income tax refund has to be relinquished to...
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  • 25 years old and need advice on bankruptcy... please help

    Hi everyone,

    Of course it is embarrassing, but before I can get my finances in order, I am going to need to file bankruptcy and learn the lesson the hard way. I am 25 years old and have almost $30,000 in credit card debt (it's the only debt I have). I used to be able to pay off...
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  • Non US Student with debt in the US

    Hi all.

    Thanks a lot for reading this. I came to the US two years ago to do a Master's program. I got a loan from Citi, for US $150,000.

    Now with the economic downturn, I'm not able to get a job, and because I'm not a US citizen or permanent resident, I will have to leave...
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