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Really long, about saving money.. but potentially worth the read

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    Really long, about saving money.. but potentially worth the read

    Disclaimer: Young, NOT Dumb.(._.) The plan: $480 monthly for 60 months at 100%. 07/12/08
    Motion to Discharge: FILED!! 08/07/13
    60 down/0 to go \m/(*.*)\m/ 100% complete!

    #2
    Wow...you have really captured the spirit of CH 13 and made the right choices!! It sounds like it will be smooth sailing for you
    Filed CH 7 9/30/2008
    Discharged Jan 5, 2009! Closed Jan 18, 2009

    I am not an attorney. None of my advice is legal advice in any way..

    Comment


      #3
      Very good!

      I commend you in saving on the average of over $185.00 per month!


      Looking over your bills, your electric bill seems to be very high. We have a house and we pay about $100.00 a month. We haven't filed yet so we keep the air conditioning/heat on all the time. When we file, we will be using the thermostst timers so as to save more.

      [b]Does your apartment have a thermostat in which you can reduce the electrical usage when you are not there?
      Golden Jubilee was a year-long celebration held every 50 years in which all bondmen were freed, mortgaged lands were restored to the original owners, and land was left fallow: Lev. 25:8-17

      Comment


        #4
        Originally posted by BigJohn View Post
        Very good!

        I commend you in saving on the average of over $185.00 per month!


        Looking over your bills, your electric bill seems to be very high. We have a house and we pay about $100.00 a month. We haven't filed yet so we keep the air conditioning/heat on all the time. When we file, we will be using the thermostst timers so as to save more.

        [b]Does your apartment have a thermostat in which you can reduce the electrical usage when you are not there?
        That's the average bill at the house we live in until tomorrow. The house was built in the 1930s and is NOT at all energy efficient. We are hoping to see that bill decrease substantially in the new apartment, especially for the coming cooler months. Also, we live in Gulf Coast Texas, so very hot and humid. The way be currently run it is 77 during the day while at home. 80 while we are gone... and 75 at night when I like it cooler.
        Disclaimer: Young, NOT Dumb.(._.) The plan: $480 monthly for 60 months at 100%. 07/12/08
        Motion to Discharge: FILED!! 08/07/13
        60 down/0 to go \m/(*.*)\m/ 100% complete!

        Comment


          #5
          Sometimes it depends on your electric company. We have a rambler, ZERO heating or cooling in the last 2 months and our bill was $230. It is a city utility company, we have no other choice as to who can provide us with electric. They have the monopoly. I have friends that live 5 miles away that are able to use a bigger statewide utility company and their bill is half mine with their house being twice the size.

          Comment


            #6
            I get a decent rate of an average of 12.5 cents per kwh... believe me I shopped around, LOL.
            Disclaimer: Young, NOT Dumb.(._.) The plan: $480 monthly for 60 months at 100%. 07/12/08
            Motion to Discharge: FILED!! 08/07/13
            60 down/0 to go \m/(*.*)\m/ 100% complete!

            Comment


              #7
              We are not allowed to, no other options!!

              Comment


                #8
                Yup, I totally understand that. That was how it was around here before deregulation..
                Disclaimer: Young, NOT Dumb.(._.) The plan: $480 monthly for 60 months at 100%. 07/12/08
                Motion to Discharge: FILED!! 08/07/13
                60 down/0 to go \m/(*.*)\m/ 100% complete!

                Comment

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