Double Checking

[possumfat]

After two years of working odd jobs and filing chapter I have finially been offered a position that has me so excited I can't stand it until I opened the
offer (from email) and there is the consent form to authorize them to find out everything about me................this isn't a problem except if they see the chapter 7 on my credit report. The position is in sales with a major wireless carrier.....................anyone see a problem?

[lrprn]

After two years of working odd jobs and filing chapter I have finially been offered a position that has me so excited I can't stand it until I opened the
offer (from email) and there is the consent form to authorize them to find out everything about me................this isn't a problem except if they see the chapter 7 on my credit report. The position is in sales with a major wireless carrier.....................anyone see a problem?

Some employers don't check credit records, so if this wireless carrier doesn't, then you're home free.

If they do check it, although it's against the law to refuse to hire someone solely because they filed bankruptcy, it's easy for employers to make up other acceptable reasons if they want to.

If your Ch 7 was some time ago and you have had a spotless credit record since it was discharged, then they won't care nearly as much. We've had folks here on the boards who been hired after a recent bk and some who felt they were discrimated against years later but can't prove it. It seems to be kind of a 'spin the wheel' situation that's very dependent on the company and how they perceive former bk filers.

Keep us posted on what happens, ok? Best of luck - my fingers are crossed that you will get the job!

[Interlaw]

Some employers don't check credit records, so if this wireless carrier doesn't, then you're home free.

If they do check it, although it's against the law to refuse to hire someone solely because they filed bankruptcy, it's easy for employers to make up other acceptable reasons if they want to.

If your Ch 7 was some time ago and you have had a spotless credit record since it was discharged, then they won't care nearly as much. We've had folks here on the boards who been hired after a recent bk and some who felt they were discrimated against years later but can't prove it. It seems to be kind of a 'spin the wheel' situation that's very dependent on the company and how they perceive former bk filers.

Keep us posted on what happens, ok? Best of luck - my fingers are crossed that you will get the job!

Unfortunately, it is perfectly legal for someone to refuse to hire you because you filed for bankruptcy. (You can't be *fired* solely because you filed.)

Brett Weiss
[email protected]

https://www.brettweiss.com/bankruptcy

Maryland, DC and Federal bars
Member, National Association of Consumer Bankruptcy Attorneys

--> Read our Bankruptcy FAQ at www.brettweiss.com/bankruptcy/FAQ/br_faq.htmwww.brettweiss.com/faq/br_faq.htm.

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The Small Print: This response is for discussion purposes only.
It isn't meant to be legal advice and you shouldn't treat it as
such. If you want legal advice, speak with a local lawyer
familiar with your state's laws who can review *all* of the
facts and the law applicable to your situation.
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