Is it going to look funny?

[Nowwhatohio]

I got on the envelope system as soon as I realized I was going to declare BK. I am required to accept direct deposit, I can't get paper checks.

I withrdaw the amount I need per month and put it into envelopes. As with cash, a lot of times you walk out of the store and the guy or girl didn't give you a receipt.

Is there a better way to do this before BK? I really don't want to use my debit card because that's part of the reason I got into financial trouble - I can't deal with plastic. The only way I can keep a budget is with these darn envelopes.

Any suggestions?

[freshstart06]

I really don't think it going to be that serious. Just make a note of what you spent your money on.

[lrprn]

Good for you that you found a budget system that works for you! Way to go!

If you are worried about someone asking what you spent your cash on, save receipts and keep a small notebook to write down purchases. As long as your cash amounts spent is close to what is in your account at any given time, you'll be fine.

[FilingOnMyOwn]

Generally you won't need any receipts unless you are making large or unnecessary purchases.

[JRScott]

You can always ask for a receipt, in many places if requested they have to give you one.

But if its just everyday expenses like food, gas, etc I wouldn't worry as much about it. No ones asked me for receipts yet and I do generally keep some of my check as cash for incidentals.

[Nowwhatohio]

It's all for food/gas/tolls/rent/electric/pet food/etc etc - thanks for all the input - I doubt it will be a problem now