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Credit Cards....Filed in BK/Post-BK

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    Credit Cards....Filed in BK/Post-BK

    Anyone have a credit card that was included in their BK, but then reapplied with that credit card company after their discharge (whether right away or months/years later)....and you were approved????

    Just curious.....


    Not that I am considering it, but there were a "few" companies I may consider in the future. And there are several I definitely would not deal with again. In the end, they are all credit companies.....they are not concerned with you, they are just concerned about making money!!!!

    #2
    When I refiled my chapter 13 after my divorce, I had to include all of my debt So I had to include my Cap 1 and my Orchard card. I reapplied with Orchard and got a 500 cl (as opposed to the 300 I had before) and they even filed a claim in my chapter 13. Cap 1 has denied me.

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      #3
      I included a Cap 1 card in my BK. Not too long after my discharge they started sending me pre-approved offers and I applied. I have a card with them again.
      filed: 5/17/06
      341: 7/5/06
      discharged: 9/6/06
      closed: 12/20/06

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        #4
        capital one for me also.... one month after chptr 7 discharge.
        filed chapter 7 6-20-07 :blink:341 7-23-07, presumption of abuse :cry:7-24-07, motion to dismiss :aggress:8-24-07, notice of with drawl motion to dismiss 9-13-07:yahoo:Discharged 11-23-07:yahoo::yahoo::yahoo:

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