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BK and credit report

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    BK and credit report

    Does the Chapter 13 get removed from your credit report 7 years from the filing date or 7 years from discharged?
    Filed Chapter 13: Aug 2004 Confirmed Aug 2005
    Early Buy-Out 43/60 months: April 2008 :clapping:
    Status: Case Closed Completed May 6-2008 :D
    Discharged: June 2008 :D:yes2::D

    #2
    Pumkin, I don;t think it ever gets removed completly, but I knoe it stops affecting you 7 years after filing date.
    Filed Chapter 13 05/23/08
    Converted to Chapter 7 Jan 2012
    Discharged April 2012

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      #3
      It is 7 years from the date of filing. Ours will start coming off April 2009 and we cannot wait. However, it remains as public information for a lifetime.
      _________________________________________
      Filed 5 Year Chapter 13: April 2002
      Early Buy-Out: April 2006
      Discharge: August 2006

      "A credit card is a snake in your pocket"

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        #4
        Originally posted by chloe0724 View Post
        Pumkin, I don;t think it ever gets removed completly, but I knoe it stops affecting you 7 years after filing date.
        Oh yes it does!
        Filed: October 1, 2007 341: December 10, 2007
        CONFIRMED: December 10, 2007
        Payment: $825 / Mo. for 5 Years-29 MONTHS OF Pmts Down 23 to go!

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