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Someone broke into our empty house!
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Be pleased you were not there or harmed. An empty house is a great place to “party”. If the electricity is still on, I would pull shades (if you have them), keep a radio playing and have timed lights that flip on at dusk and off at midnight, but keep one bulb going somewhere. In Florida we have laws that allow shooting when your house, property, or body is threatened. I am the type of person who would stay over a weekend with a sleeping bag to wait on the scum. ‘HubIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.
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Well you can bet the word has been spread that your place is vacant and the next to go will be anything that can be stripped that may be of salvage yard value (copper piping, aluminum items, etc.). You probably need to make the place look lived in if possible. Since the property is still in your name I hope you have insurance in case someone wondering around the property gets injured._________________________________________
Filed 5 Year Chapter 13: April 2002
Early Buy-Out: April 2006
Discharge: August 2006
"A credit card is a snake in your pocket"
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yeah, Donald Trump just said on CNN, that the first thing the bank does is hire security, then those are the guys who rob the house!
Again, really his main point is the bank does not want your house. Try to re-negotiate.Much thanks for all the support and information I receive on this forum.
Chapter 7 filed 11/21/2008
341 Meeting 01/05/2009
Discharged 03/06/2009
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Sorry to hear about this. The good news is your homeowners insurance should cover any damages. And I'm pretty confident it was the rat fink teens who were the ones who broke the TV.
Whether you make the claim or not, write a police report. Make sure part of it is "interviewing" the mom next door. But many departments will put your home on a list of places to drive by.
But as Jkatz stated referring to, foreclosure is usually your last options and you seemed to have skipped through everything else.
Even if you were surrendering the home as a part of a bankruptcy, you can stay there through the entire foreclosure process.
The fact that you might owe more on a home than it's worth isn't quite the dead end that it feels like.
If you're flat out done with the property, offer to the bank to accept a deed in lieu, it saves them the time/cost of the foreclosure process but at the same time keeps foreclosure off of your record.
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