Final Discharge Objection

[EndInSight]

Is it possible for a creditor to object to a "final discharge" within the the year of discharge?

I know it sounds not likely however I either read somewhere OR had a nightmare about this happening?

Believe me I've had several "issue" dreams/nightmares during this up hill climb and one actually took place in a court room.....judge and all.
I woke up shaking and in a cold sweat......it was awful!
I bet I'm not the only one w/werid debt terror dreams.

Looking at the worse can could happen and hoping for the best has been my lifes' MO.

Okay stop snickering while reading..............

Miss Posh

[Flamingo]

Relax....The Discharge in your hand means it is all over. If any creditor attempts to come after you for any debt discharged in your BK, contact the attorney who handled your Chapter 13 immediately. Our attorney sent us a marvelous letter after our discharge as to what to do after obtaining our discharge (as to credit reports, etc.) and to contact him if any creditor attempted to collect on a debt discharged in our BK.

It's all over...time to sit back with the nice glass of wine....or iced tea....or whatever you prefer! :-]

[rrockinggramma]

I read some court opinions for our trustee's and I discovered that most of the creditor objections were for mortgages where arrearages were included in the plan and the mortgage company felt that they didn't get paid everything they were owed ( all those late fees and penalties). the one I read went before the judge and the mortgage company was told too bad, so sad, but this creditor owes you nothing but the current mortgage payment. But those were the only objections I saw. (michigan)

[AngelinaCat]

The only so-called creditor objection we have had, is from an a<crooked-letter, crooked-letter-orifice> enemy that has been hounding us for 8 years. He is not a creditor and does not have a judgment, yet we have to answer an AP status hearing on August 19. When the judge asks what he wants in damages ($180 million dollars for supposedly stealing an email???? ) we think he will be laughed out of court. Yet, we have to spend our good time and money that we don't have. That is all that demon wants us to do.

You should be good to go forth from here on out. Please do not fret and worry over 'what-ifs'. You will worry yourself into sickness if you do.

My best~~~

[EndInSight]

The only so-called creditor objection we have had, is from an a<crooked-letter, crooked-letter-orifice> enemy that has been hounding us for 8 years. He is not a creditor and does not have a judgment, yet we have to answer an AP status hearing on August 19. When the judge asks what he wants in damages ($180 million dollars for supposedly stealing an email???? ) we think he will be laughed out of court. Yet, we have to spend our good time and money that we don't have. That is all that demon wants us to do.

You should be good to go forth from here on out. Please do not fret and worry over 'what-ifs'. You will worry yourself into sickness if you do.

My best~~~

OMG
That is UN~~believable!!
And there IS nothing you can do....oh you have been up that road!
Good luck !

And thanks for kind words.............I do manage to stop short of excessively stressing out my 'ole self 'cause now I'll be able to enjoy my Grandaughter all the more!


Miss Posh