Getting information together to meet with attorney...

[Brookamy]

I'm meeting with an attorney this Thursday and next Wednesday....

Just getting all the information together is overwhelming. They both have huge questionares to fill out.

I've also been making a list of questions to ask....

*how much experience do you have filing 7/13?
*how many cases get dismissed?
*options for keeping car/house?
*how does "cramming down" work?
*reaffirming house and car?
*how to deal with expense check situation?
*stop paying credit cards?
*filing separately...anything husband should be doing?

My head is swimming! I'm looking forward to going in though. I have a meeting with another lawyer next Wednesday the 16th and am calling another one to set up a time. I'm hoping that out of the three, I can find one that I like.

Other questions????

[JRScott]

Those look like good ones. In addition be sure to ask about all the stuff you've asked inother threads, so that he can relate his opinion on them

[Brookamy]

I've been talking to my husband more and more. He has some debt as well.

Loan for $12,000 that he pays $267.00 a month
Loan for $10,000 that he just makes interest payments on $1200 a year
A line of credit through is bank...$3000
Truck loan with a balance of $19,000 that he pays $445 a month.

He has some credit cards as well.
Lowes...$300.00 balance
Home Depot....$300.00 balance
Citibank...$1200.00 balance
Capital One...$255.00 balance

He brings home a little over $2,000 grand a month.

I'm wondering if the lawyer would think it is better for us BOTH to file?
Roundbank...$400.00 balance

[liz417]

Hi Brook,

I'm glad you are taking notes with you to meet with attorney(s). Don't forget to ask what they charge to file both 7 & 13 cases and what they charge to admend things in a ch 13 plan (3-5 years).

Sounds like you are in the right direction.

Good Luck!

[lrprn]

I'm wondering if the lawyer would think it is better for us BOTH to file?

This is a great question to ask the lawyers you plan to interview. Don't meet with just one - you need to meet with 3-4 to get a good cross-comparison between them.

Also I would suggest that your husband come along to the appointments so he can learn too. It's well worth his time even if he decided not to file with you.