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Creditor not showing up on credit reports

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    Creditor not showing up on credit reports

    Filed Ch. 7: 3/20/08
    341: 4/21/08
    Discharged: 7/7/08
    Closed: 7/16/08

    #2
    First, since you were discharged not too long ago, you should wait at least two months after your matter is closed out for all creditors to at least get their reports updated on your credit reports. If you get your reports too soon and try to dispute things, you are just making more work for yourself and it could cause more confusion as to getting your items corrected. I would wait at least another six weeks or so and then get all your reports again and go from there.

    There are numerous postings in this forum about that it's best to wait for a while after discharge. The only thing, really, that will clean up your credit and give you better scores is time.
    _________________________________________
    Filed 5 Year Chapter 13: April 2002
    Early Buy-Out: April 2006
    Discharge: August 2006

    "A credit card is a snake in your pocket"

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