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Transfer of Claim after Discharg
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You are correct. But more and more, we--several other posters and myself--are seeing attempts by third-party Collections Agencies trying to circumvent the BK laws and trying to scare/bully the person into paying.
I think in this case, that this is simply a notice to the court that these accounts have been sold. 'Hub and I will let you know if anything comes of it."To go bravely forward is to invite a miracle."
"Worry is the darkroom where negatives are formed."
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It is certainly ridiculous that these accounts sell the debt to JDBs when they have been discharged. However, it appears that it is something that we all need to be more aware of.
It seems that if you fight back with some of these, that they do back down very quickly, or so I hear. Still, it is not right.Filed 8/08 - Discharged 11/08! Not tracking FICO.
Pre-Bankruptcy Net Worth: -$72,000... Today's net worth: $142,000.
If your FICO score just went higher than your net worth, and you are happy about this, you might have a financial problem!
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