Credit Report

I was just looking at my Experian credit report and I noticed some of my creditors are reporting on there, "discharged through bankruptcy," while others are reporting, "wage earner plan." I think that was the term they used, meaning included in bankruptcy. I'm just wondering if I should have Experian correct this information, saying "discharged through bankruptcy," or is it a big deal since my debts are not discharged yet, since I'm in a Ch 13?

I just looked again, and all of them are saying, "discharged in bankruptcy."

Unless you have plans on obtaining credit real soon, there is no need to fix up your credit report only 1 1/2 years into your Plan, unless you suspect blantant fraud or something is seriously wrong. Keep paying everything on time, get your free reports once a year and about 2 or 3 months after you receive your discharge, then you really go at it to clean up. I attempted to clean some things up about 3 years into our Plan, the information would change and then revert back again to the incorrect information 3 or 4 months later. It can be a constant, losing battle if the things are minor, as they are in your situation. We had the same terms on our credit reports. What we are finding out now two years after discharge is that two banks (Chase and BofA) for some reason changed our Chapter 13 to a Chapter 7. I have been fighting with them for over 6 months to get that corrected after going through a realm of "Date First Major Deliquency First Reported" and several months getting rid of those. It's obvious creditors are trying to redate the items or they have seriously incompetent people working for them.