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question 341 wed, reagrding house

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    question 341 wed, reagrding house

    My 341 is wed at 8.45 am very nervous My mortgage is due 17th Dec, we have filed Chapter 7 under median for family of 5 even under for family of 4. If the trustee decides not to accept us a family of 5(long story) and make it a family of 3 to try to push us to a 13 we are 15k over a family of 3.. we would then need the mortgage payment for the means test, we filed Oct 31 and are current on the mortgage.. it will be a week after the 341 we wont pay, we have just decided the last few days to let the house go if we cannot work a deal with the mortgage company, will they notify the courts we are late? also if they change it to a family of 3, can we catch up with the mortgage payments and decide to stay so we can use it as part of a means test?
    or would I know already if household was not accepted....?

    Thanks B
    B x
    filed Ch 7 Oct 31st 2008.
    341 Dec 10th 2008.
    DiSCHARGED Feb 10th 2009

    #2
    Well B65, as convoluted as I am reading this [could be me and three Merlots], I would not “pre-worry”. Without more explanation of “your long story”, I would go there with what you have and act as normal as you can. In fact, I would suggest you go to some other 341’s and sit in on them to see just how simple they really are.

    Seems like it is a common flaw for everyone to be too worried. Please consider that as an educational as well as an inspiration building lesson, well worth your time. ‘Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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