My 341 is wed at 8.45 am very nervous
My mortgage is due 17th Dec, we have filed Chapter 7 under median for family of 5 even under for family of 4. If the trustee decides not to accept us a family of 5(long story) and make it a family of 3 to try to push us to a 13 we are 15k over a family of 3.. we would then need the mortgage payment for the means test, we filed Oct 31 and are current on the mortgage.. it will be a week after the 341 we wont pay, we have just decided the last few days to let the house go if we cannot work a deal with the mortgage company, will they notify the courts we are late? also if they change it to a family of 3, can we catch up with the mortgage payments and decide to stay so we can use it as part of a means test?
or would I know already if household was not accepted....?
Thanks B
My mortgage is due 17th Dec, we have filed Chapter 7 under median for family of 5 even under for family of 4. If the trustee decides not to accept us a family of 5(long story) and make it a family of 3 to try to push us to a 13 we are 15k over a family of 3.. we would then need the mortgage payment for the means test, we filed Oct 31 and are current on the mortgage.. it will be a week after the 341 we wont pay, we have just decided the last few days to let the house go if we cannot work a deal with the mortgage company, will they notify the courts we are late? also if they change it to a family of 3, can we catch up with the mortgage payments and decide to stay so we can use it as part of a means test?or would I know already if household was not accepted....?
Thanks B

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