Question When to stop paying CC's?

[Duncan]

I'm planning on filing Ch 13 mid-2009, although that could be extended a bit depending on the response(s) of my various CC companies when I stop paying them. Ideally, I'd like to be able to build up cash on hand before filing.

Here's my situation - the vast bulk of my debt is unsecured CC. I'm thinking about stopping my monthly payments now or soon (what a big step that is for me, having never been late on a payment). I have a couple of cards that had charges or BT's within the past 90 days. Should I continue to pay on all CC's until I've closed the 90 day window, should I stop paying on just the CC's that I've already closed the 90 day window, or should I stop paying on all now? Also, if I have 2 accounts with the same CC company, one with a BT within the 90 days, and one with nothing in the last 90 days except my payments, should I wait until both are beyond before stopping payments or stop on the one now and then on the second once it goes beyond the 90 days? Thanks for any advice given

[AngelinaCatHub]

To your question, Yes.

Weeeellll let me make it clearer, stop paying on any card you have not used as you throw good money after bad. I would suggest for safety, pay to 90 days all that you used, including the linked card to another as they could say you orchestrated this. Save up the money for your bk only, and also household expenses. Beware of any purchase of a goodie. If you have any card linked to your bank account or other asset, close it or them out. Welcome here. ‘Hub

[BillyRip]

I was told to make three payments following the last charge and then stop.