Do we have to go through the attorney to take the second course so we will earn our discharge? Or can we just find a course ourselves?
We have 18 payments to go and it has been pretty rough and looks pretty grim for the next sixteen months.
I don't want to get cheated out of a discharge...

Hi, all.

New to the forum. I had an at-fault motorcycle accident. I was taken to a country hospital. The doctor said, "This guy needs to be airlifted to our main unit." So, I was airlifted. Now, the helicopter company is billing me for 48 grand because they don't contract with...

I live in Kentucky, and I am 23 years old. I have messed up and dug myself in a financial hole. Well I haven't paid on any credit card bills or my one personal loan in over two years. All accounts are closed, and they are show $0 except a few of them. Two accounts were SOLD to collections, the rest...

How can I apply for one with a chapter 13 in progress

Preface: It's probably better to get the withholdings right rather than to do this.

Let's say in December 2020, tax software for 2020 was installed and there is a $3500 refund when only $500 can be kept per the confirmation order.

Normally, the trustee takes the $3000 without...

Are bankruptcy attorneys liable for advice that leads the debtor into trouble, such as incorrect pre-BK planning?

If the trustee asks the debtor why they made a questionable transfer, and the debtor says they were instructed to do so by their attorney, what happens?

What if...

So I'm bascially trying to find out information at this point. I'd prefer not to have to go this route, it will more determine what happens with my job situation as I've been out of work and this corona virus thing has killed any prospect of getting a job. With that being said, here are the questions...

Nevada Bankruptcy. I just filed Chapter 11 Individual Bankruptcy a week ago. During the past few months, things have been difficult and I have a number of items in a pawn shop. I know I am not suppose to pay creditors but can't seem to find anything on pawn shops. Should I pay the pawn shops on the...

As part of my Chapter 11 Banuptcy, I am required to have a DIP bank account but as I have a record on Chexsystems, no bank on the list of authorized banks will open an account. Has anyone else run into this issue and if so, what was the resolution?

I am retired and living only on Social Security and a soon to be annuitized Annuity currently worth about $130,000. I own no property worth speaking of.

I recently lost a lawsuit that will make me liable for about $250,000 (the judgement, lawyers fees on both sides, and credit card payments...

Hi everyone, new on this forum. i want to have an educated (somewhat) questions for lawyer when I have to see him.

My situation: I own a yellow cab NYC Taxi Medallion. Bought it with a bank loan close to $835k about 2.5 years ago. Thanks to Uber and TLC, the medallion market went to shit...

Hello,
First post here. After many years of attempting to dig out of debt, I've faced the realization that I cannot possibly do this any longer. Our struggles started in 2004 after my husband had a terrible accident. Through multiple surgeries and rehab, he was out of work for almost 2 years....

Hi guys, I am new to the forum. I had my BK discharged a few years ago. A credit repair company reached out to me that they can take off the BK from my credit profile. I just wanted to see if anyone else has tried doing credit repair and if it actually works. Thanks!

I'm just starting this whole bk process and creditors are calling my work even after telling them I cannot receive personal calls at work! They've even called and left messages with minutes on the same day and lied that it wasn't hem when it clearly was the same person bc she left her name and number...

Hello! I've been lurking around the forum for a few days and am finding many of my questions answered and then opening the door for new questions! A little background - I am married with 5 children, currently not working (but did work until mid March), spouse is making about $7000 a month before taxes...