Letter from Attorney

[casdem1]

Our Chapter 7 discharge was in February. We did not reaffirm the house. We received a letter from Beneficial's local attorney saying they had been retained to foreclose. Does anyone know the timeline from here? We would like to stay as long as possible, but leave about 6 weeks to move. We are in Oklahoma. Thanks for any response!!

[LuciluS]

Check the County Website and see if it shows Foreclosures, NODS, etc.

Also, google your city, state and foreclosure. Might try looking at some BK cases on Pacer...just watch out $.08 to read a page. Albiet you have at least six months.

Court Systems are backed up all over the US

[lrprn]

Our Chapter 7 discharge was in February. We did not reaffirm the house. We received a letter from Beneficial's local attorney saying they had been retained to foreclose. Does anyone know the timeline from here? We would like to stay as long as possible, but leave about 6 weeks to move. We are in Oklahoma. Thanks for any response!!

Here's information about how foreclosures proceed in Oklahoma - http://www.foreclosurelaw.org/Oklaho...losure_Law.htm . According to this site, normally you would have about 90 days once you receive the written intention to foreclose. The letter should be delivered as certified mail. Was the letter you received this notice or just a regular letter from the law firm?

Keep in mind that, as Luci said, the courts are quite backed up at the moment, so you may have longer than 90 days....considerably longer.

If you had a good relationship with your Ch 7 lawyer, you might give the office a call and ask how long foreclosures by your lender have been taking lately in your area.

[casdem1]

This was a regular letter, not certified. I did call my chapter 7 attorney and he said we had between 3 and 6 months. I can't decide if the 'waiting to move' stress outweighs the 'saving rent money' benefit!
This forum helps with the 'stress' factor. Just sharing with everyone who is in the same boat helps a lot!!