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Trustee forgave $6,150.00 in arrears!

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    Trustee forgave $6,150.00 in arrears!

    My husband was laid off from his job of 18 years and we were behind in our payments. I kept pestering our attorney with this information and what we should do. Of course, nothing was done until we received the Motion to Dismiss our Chapter 13 from the court. Our attorney did a Motion to Forgive Arrears to the tune of $6,150.00 and the judge signed it on July 31st! Didn't even extend our plan by three months. We are so excited to have a bit of good happen. We now have to remain current beginning this month which will not be a problem. This now means our creditors will only be receiving about 1%!

    #2
    Great news. You need that break. Grats from 'Hub and Mrs. C.
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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      #3
      anyway you could post a copy of that motion?

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        #4
        Originally posted by cwillie View Post
        Our attorney did a Motion to Forgive Arrears to the tune of $6,150.00 and the judge signed it on July 31st! Didn't even extend our plan by three months. We are so excited to have a bit of good happen.
        Sometimes lovely, unexpected things can happen during bankruptcy - so glad that you received this wonderful break from your local court judge and trustee, cwillie! Congratulations!
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !

        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

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          #5
          Thanks guys. It really was good news. The only real stressful part was getting our attorney to respond. I told her for four months we were having problems as DH was only working two weeks on and two weeks off before finally being laid off. Now that we have a stable income from him again, payments won't be a problem.

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            #6
            Wow! Great news You deserve a break.
            May 2008 Hired 1st Attorney/Stopped paying CCs
            May 21, 2009 Retained 2nd Attorney
            May 28th - Filed for Ch 7 (FINALLY!)
            9/11/09 - DISCHARGED!!!!

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              #7
              Awesome news indeed! Good for you!
              May 2008: Filed Chapter 13
              Jan 2010: Plan Amended and Confirmed! finally plan funds = total funds due!
              Jul 2013: 5 years done! Trustee set to discharge! Woo hoooo!

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