How to get someone off your back

[Question101]

I thought this was all over, but Sallie Mae is playing dirty.

These are private loans and were discharged as I filed before 10-17-05.

Still they persist, they know I filed, they know they are private loans...

they even pretended to be the school I went to saying there was a problem with my student records.

Any template for a "drop dead letter" and what specifically I should say?

Thanks

[miss puff]

Did you use an attorney? I would contact the attorney if you did. You could send a copy of your discharge and hopefully they will go away.

[Question101]

nope

I did it per se or whatever it's called.

I have a copy of the discharge here, but it doesn't list specifically what was discharged.

they are pretty cruel with this at Sallie Mae - one guy looked at the record and said "oh yeah, i see that - let me transfer you to that department" then "click". I didn't want to spend another 20 min on hold.

Another person said they never discharged them (never asked me whan I filed) and a supervisor could explain it to me. I replied "that's a little self serving isn't is? You just want me to pay something so the debt is reaffirmed - well, I'm not THAT dumb" (although I did manage to get myself in the situation in the first place.

I wonder how many people the lie to and convince them that they have to repay?
Sallie Mae - the biggest debt collector in the US now.

[lrprn]

Sallie Mae has a long and glorious history as being very unkind and unsupportive to their debtors. See http://insidehighered.com/news/2006/05/08/salliemae for a review of the story 60 Minutes did on Sallie Mae last May 2006.

Another good article about how Sallie Mae loans can set up debtors for failure - http://www.mindfully.org/Reform/2005...oans6jan04.htm

[tictacsir]

Sallie Mae has a long and glorious history as being very unkind and unsupportive to their debtors. See http://insidehighered.com/news/2006/05/08/salliemae for a review of the story 60 Minutes did on Sallie Mae last May 2006.

Another good article about how Sallie Mae loans can set up debtors for failure - http://www.mindfully.org/Reform/2005...oans6jan04.htm

I wish this article had been out 8 years ago when I started college. The report was very interesting. I love how they said they expect people to abide by the rules of the promissory note when they don't even bother to do so themselves (I speak from personal experience). Shame on Sallie Mae.

[PenneyP]

Sallie Mae

My attorney said that if creditors continue to call you after your bankruptcy is discharged, you can sue them. He does it every day. Check it out.

[FilingOnMyOwn]

I did it per se or whatever it's called.

I have a copy of the discharge here, but it doesn't list specifically what was discharged.

It should say "All debts discharged"

Keep a record of every time sallie mae contacts you. You have a good case and can sue them for alot of money.