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Credit Limit Increase, APR LOWERED!

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    Credit Limit Increase, APR LOWERED!

    Without my asking!

    YAY!!!

    I was at $1500 @ 24% Now it's at $2600 @ 16%. I didin't call, didn't ask, didn't do anything, they just lowered it.


    The only thing I can think of is that I charged a stove & fridge then returned them to the store. Maybe they thought I did that to avoid intrest? I don't know but it's scary and good at the same time!

    Just have to keep it in check!
    Filed 09/05
    Discarged 1/2/06
    Closed 1/13/06

    #2
    Congratulations!!
    Yo ho, Yo ho, a pirates life for me
    Discharged 9/1/04

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      #3
      WooHoo!
      BUSY running my own credit repair services! Sorry I don't stop in so often any more!

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        #4
        Must feel so good to see your financial life slowly but surely returning to normal, JM!
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !

        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

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