Forum Rules (Everyone Must Read!!!) (updated: 04/28/2015)

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Capital One CC approval

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  • Capital One CC approval

    My husband and I were both approved Feb 23. 500.00 CL's each. 0 percent for a year.. 14% after. No annual fee.

    Discharge was Jan 24th...

    Just sharing for others out there looking to apply to rebuild :-)

  • #2
    That's great! Did you have any credit cards with them that were claimed in your BK?
    Filed Ch. 7 on 3/9/11
    341 scheduled 4/18/11
    DISCHARGED 6/20/11


    • #3
      We had one that only had 300.00 or so owed on it....


      • #4
        I was just approved also for Capitol One $500 CL. 1 year of no Annual fee and $19 there after.


        • #5
          After several tries over the past year, was finally approved for $500 CL. I BK'd $10k on them. Interest rate is insane at 25% or so but who cares. No annual fee for the 1st year and then $19 annual fee.
          Retained Lawyer: 04/2009 Filed: 09/2009 341 Meeting: 10/2009 Discharged: 12/2009 Asset: 05/2010 made asset Closed: 07/2013 after 47 long months


          • #6
            Yeah that seems to be what they are offering right know 1 yr no annual fee and 19 there after. With a whopping 24.9 APR. But Im with you dont care about the APR cause I wont have a balance!!


            • #7
              I got approved at 0% also!!!! I use cash!
              New Orleans: Home to the World Champion Saints, the biggest enviromental disaster and the biggest natural disaster in the history of this nation. Proud to call it home!


              • #8
                Originally posted by LSUTiger32 View Post
                I got approved at 0% also!!!! I use cash!
                Welcome back LSU! I am still waiting for your comments on my nfcu card that I was approved for.
                You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under


                • #9
                  Grats to all...

                  @backtoschool ... hey I responded to your uber NFCU love... am I chopped liver? :P
                  BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
                  Scores: EQ 745 EX 704 TU 710 as of 08/15/2012


                  • #10
                    Same here discharged 2/14. Approved $1000CL, no annual fee 1st year, 19 after, ~24.99% APR. BK 5000 on Capital One.


                    • #11
                      Originally posted by Amy26 View Post
                      Grats to all...

                      @backtoschool ... hey I responded to your uber NFCU love... am I chopped liver? :P
                      Amy!!!! I love you you know that!!!!

                      Seriously, it was your nfcu post that clued me in to find someone to help me join.
                      You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under


                      • #12
                        LOL... I feel da love I feel it!

                        Ahh, well that's very awesome then. I'm glad I helped someone.
                        BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
                        Scores: EQ 745 EX 704 TU 710 as of 08/15/2012


                        • #13
                          Thanks for this thread. I was really nervous about applying for new credit but I applied and was approved for $1,000 credit line. $19 annual fee and a 20%+ variable interest date. I'm one year from discharge. I had two $500 business cards with them included in bk. It will be nice for traveling if I need to rent a car.


                          • #14
                            Congratulations on the Cap one. Very good card to rebuild
                            Filled 5-2010
                            7-2010 341 Meeting (Chapter 7 No Asset)
                            8-2010 Discharged/Case closed!


                            • #15
                              I BK'd them in 2008 on 2 cards but I thought I would try them again today after reading the posts. I was also approved for $1000 with the 24% intererst and the $19 fee. I'll take it!!!


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