No claims filed yet for Mortgage & HELOC...also Discover Card!
We filed our Chapter 13 on 8/26 and had our 341 meeting on 10/20, our case was confirmed on 10/26. We are on a 100% payback. We received notice that our creditors had until 2/14 to file their claims.
We surrendered our house with a primary loan and also had a HELOC. The house has yet to be sold, so no claims have been filed. If they do not file the claim on or before 2/14, do they get any money? Also, no claims as of yet for Discover Card. Is this unusual for them?
The only claim showing up thus far, is for our SUV deficiency. We surrendered it as well. Just trying to figure our if there is a clause on the home loan. I just feel like we will get nailed with the home loan after the date. Can anyone help me? I hope this makes sense. Also we live in KY.
We surrendered our house with a primary loan and also had a HELOC. The house has yet to be sold, so no claims have been filed. If they do not file the claim on or before 2/14, do they get any money? Also, no claims as of yet for Discover Card. Is this unusual for them?
The only claim showing up thus far, is for our SUV deficiency. We surrendered it as well. Just trying to figure our if there is a clause on the home loan. I just feel like we will get nailed with the home loan after the date. Can anyone help me? I hope this makes sense. Also we live in KY.
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