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chapter 13 x

  • Newbie here with some questions about creditor claims

    Good evening all,

    I am new to the board and just recently filed Chapter 13 in CA and am terrified of the upcoming 341 hearing and confirmation hearings. As it currently stands my payment will be quite significant and assuming all creditors due file claims will be around 60% of my balance...
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  • Justbaroz
    started a topic At a loss and out of ideas

    At a loss and out of ideas

    Colorado 2017 our house burned down and we lost everything. The only house we could find was higher rent. Months later I get demoted in a political coup and lose roughly 27% of my net income.

    2018 we're under so many garnishments and threats of pending new ones we can't afford to live....
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  • Disabled Veteran - Questions / PLEASE HELP

    I've been lurking for a bit but this is my first post. Seems there is more knowledge here then with some Attorneys so maybe someone can help me. I cant seem to find an answer to these questions. I meet with an attorney yesterday but even he did not know.

    We are in CA. My husband is...
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  • newtobksd
    started a topic Status Change

    Status Change

    Hello -- The status on my 13 changed from Active to Active-Open what does that mean? Are they manually reviewing it or ? ???/ Thank You....
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  • brandv1
    started a topic Disaster discharge?

    Disaster discharge?

    I have so many questions and concerns right now that I don't know where to start.

    We're in Baton Rouge, and last week our house was flooded (about 17 inches of water throughout the house and no flood insurance because we are nowhere near a flood zone), as well as both cars. One car was...
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  • jimcruz
    started a topic TSP loan while on Chapter 13

    TSP loan while on Chapter 13

    I've search for an answer to my question but found nothing so here's my question.

    I work for the federal government in Puerto Rico, I file for bankruptcy about 15 months ago and been paying faithfully since. I owe my dad $4000 and he wants his money back, I have a tsp account
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  • CaseyKnox
    started a topic Filing to save My Home!

    Filing to save My Home!

    I'm so ashamed that My life has came to this. đŸ˜¢

    Just received notice, that our home will be foreclosed on May 19th.

    Seems that Chapter 13 is the only option We have left. We're behind almost $8k.

    We also have medical bills, approximately $25k between...
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  • cspa522
    started a topic DISCHARGED!!!


    It's over! It's over! We did it! 60 long months and we're done! Logged onto the CM/ECF database - I've been checking every few days since we made the last payment/took the financial management courses/sent in all the necessary paperwork - and it's done! Discharged!!! I can't believe it...
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  • Judge Questions USA Discounters’ Choice of Bankruptcy Venue

    September 15, 2015

    USA Discounters Ltd., a retailer that has been accused of scamming U.S. service members, is defending its decision to file for chapter 11 in Delaware despite having roots elsewhere.

    Judge Christopher Sontchi, a nine-year veteran of the bench in one of the...
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    Last edited by LadyInTheRed; 09-23-2015, 08:04 AM.


    I am so relieved. My story began 5.5 years ago with a trustee’s audit, a ‘Presumption of Abuse’ and a Dept. of Justice Audit thanks to an inexperienced BK lawyer. It’s a long read but I can’t imagine anyone going through this gauntlet again so I chose to share the major lessons I learned...
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  • US top court says 2nd mortgages on 'underwater' homes cannot be voided in bankruptcy

    The U.S. Supreme Court on Monday handed a win to Bank of America by ruling that a second mortgage on an "underwater" home—one with a mortgage balance exceeding its current value—cannot by voided during bankruptcy.

    On a unanimous vote, the court ruled against two homeowners,...
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  • patm95
    started a topic Rule 2002(f)-What does this mean?

    Rule 2002(f)-What does this mean?

    Hi all,

    Very good news that my wife just made her last payment. We got a letter in the mail from the trustee and I am confused as to what part of it means. If someone could give us some insight, I would greatly appreciate it.

    It States:

    "Pursuant to...
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  • driley13
    started a topic Losing job, 2 months severance

    Losing job, 2 months severance

    Hello. I am in Chapter 13 and just lost my job. I am receiving $6000 net lump sum severance based on two months work. I lack 12 months being discharged. I will receive $170 week net unemployment. I currently pay $872.00. I contacted my attorney and he indicated they would motion the court for a smaller...
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  • Advice on whether I should or should not file

    I'm a 27 year old college graduate with a job at a 501(c)3 nonprofit where I make just under $50,000.00 annually/net $3,100 a month. I'm in quite a predicament and looking for advice or feedback on others who have experienced a similar situation...

    Age: 27
    Current Credit Card Debt:...
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  • Advice for Small Business purchasing property from someone Filing Bankruptcy

    Hello forum members, we are new to the site and came here for advice regarding a possible transaction involving bankruptcy.

    The details: private seller who has a large diecast airplane collection worth approximately 25k-50k. Private seller about to file for bankruptcy (chapter 13) in...
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