CONFIRMED but have questions

[Nursemikki]

So I just checked the NDC on a whim today and it looks like my case was confirmed 7/6/12. Yay me, but of at least 30 some creditors it looks like only 3 have made claims: my attorney (of course to receive their fee), the IRS for back taxes, and my vehicle. So if all the other people I owe $ to haven't made claims and the vehicle amount that originally the lawyer set my plan up for is several thousands less, does that mean my bk can end early? Possibly at 36 months instead?

My Plan base was a total of $49,500 over 60 months, but there have only been claims totaling $25,446.20. What happens now?

[sophieanne]

Hi..I'm new here today..but my understanding is that your plan may be confirmed but the creditors have 90 days from the day of your 341 hearing to file their claims. As such, all the claims may not have been filed yet.

[keepsmiling]

Could be you'll get lucky. Here's hoping.