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    Whewwww......341 results

    Today was the day. Pouring down rain in Southern California the day before Thanksgiving.

    I told my forum friends that I would post how it all went today. Well....smooth as silk!

    No objections - No assets - No presumption of abuse - No creditors showed up for us (have to tell you that 2 other couples did have creditors show up though)

    The entire event lasted 4-5 minutes in front of the trustee. Even though we are -$900 on our Schedule J, we get to keep our primary residence and the house for my mother-in-law AND BOTH vehicles.

    We drove home saying "WOW" to each other. It was over so fast!
    Chapter 7 filed 10/21/2008
    341 - 11/26 went smooth NO ASSET
    Took 115 days after 341 - But Finally DISCHARGED 3/25/09

    #2
    Congratulations. I guess this is welcome to the 60 day club.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

    Comment


      #3
      The best part of today is that my MIL will NOT have to come live with me. You have no idea...........(just picture me jumping up and down for joy)
      Chapter 7 filed 10/21/2008
      341 - 11/26 went smooth NO ASSET
      Took 115 days after 341 - But Finally DISCHARGED 3/25/09

      Comment


        #4
        Originally posted by relief13035 View Post
        The best part of today is that my MIL will NOT have to come live with me. You have no idea...........(just picture me jumping up and down for joy)
        That is worth it!
        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
        Status: (Auto) Discharged and Closed! 5/10
        Visit My BKForum Blog: justbroke's Blog

        Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

        Comment


          #5
          We made it to the 60 Day Club - Yeahhhhhhhhhhhhhhhh!!!!

          Thank you all so much for your help and support.
          Chapter 7 filed 10/21/2008
          341 - 11/26 went smooth NO ASSET
          Took 115 days after 341 - But Finally DISCHARGED 3/25/09

          Comment


            #6
            well welcome to the 60 day club it goes fast
            Chapter 7 07/30/2008
            341 09/17/2008
            Discharge 11/21/2008

            Comment


              #7
              Congrats!! It will be over soon.

              Comment


                #8
                Congrats sweetie, Im happy for you. BTW the other two couples you mentioned? Who were the creditors? Do you know?

                Comment


                  #9
                  There was approx. 50 people in the room. The trustee would ask you a list of questions, then say "are there any creditors here regarding the xxxx case?" Most of the time he would quickly say "apparently not, so you may leave".

                  The first one was a credit union. They didn't get anywhere with their objection attempts.

                  On the 2nd one, 2 people walked up to the table to object. They represented the lender that carried the 2nd on a debtor's home in Palm Springs. The trustee looked at them and said "She's surrendering the home" with a look like duhhhh
                  Chapter 7 filed 10/21/2008
                  341 - 11/26 went smooth NO ASSET
                  Took 115 days after 341 - But Finally DISCHARGED 3/25/09

                  Comment


                    #10
                    Congratulations--now enjoy the holidays

                    Comment


                      #11
                      Welcome and congrats.....

                      Comment


                        #12
                        Congrats and have a great Thanksgiving/holiday season!
                        Filed Aug. 5, 2008
                        341 Meeting Sept. 17th, 2008
                        Discharged 11/18/2008
                        Case Closed 11/21/2008

                        Comment


                          #13
                          Congrats!! So happy for you!!
                          Filed C7 12-09-08
                          Discharged 5-15-09

                          Comment


                            #14
                            WHOOOHOOOOO!!! Congrats on your 341!!

                            Did the Trustee ask you any questions about your MIL home (you own)?

                            The count down begins
                            May 2008 Hired 1st Attorney/Stopped paying CCs
                            May 21, 2009 Retained 2nd Attorney
                            May 28th - Filed for Ch 7 (FINALLY!)
                            9/11/09 - DISCHARGED!!!!

                            Comment


                              #15
                              The trustee never brought up the MIL home. He did ask if we were surrendering our rental house in Nevada. We said "yes" and he went on to the next question. He asked "have you given anything away in the last year?" I said "yes" we gave our son a used car since he was relocating to another state. That was it - on to the next question. It was much easier than I thought it would be.
                              Chapter 7 filed 10/21/2008
                              341 - 11/26 went smooth NO ASSET
                              Took 115 days after 341 - But Finally DISCHARGED 3/25/09

                              Comment

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