justbroke
Super Moderator
Last Activity: Yesterday, 07:41 AM
Joined: 07-10-2008
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I haven't had this happen, but an objection by the Trustee just means that it goes to the judge. The judge will either have your attorney and Trustee work it out, or it will go to an evidentiary hearing. Since you're in a Chapter 13, having otherwise exempt income (VA) doesn't necessarily mean you have... -
There are very few banks that want to do "manual" underwriting. Just wait the 2 years and you'll be fine, provided that your credit scores are about 620 (despite the possibility of a 500 score with FHA). Most banks have overlays and don't want to deal with scores below 620. You may find some...Leave a comment:
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See my answer in https://www.bkforum.com/forum/before...estions-chap-7...Leave a comment:
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I can't tell you how to spend money. I can say that you should continue to take care your the health, safety, and welfare or yourself and your family. That includes feeding, clothing, housing, and providing the necessities.
Always ask yourself this question: do I need this new furniture?...Leave a comment:
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If these cards are from U.S. Issuers, then they'll likely be closed instantly once the bank receives notice of the bankruptcy. For most U.S. issuers, it doesn't even need to be listed in the bankruptcy since major banks subscribe to the bankruptcy noticing service.
If these cards are your...Leave a comment:
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Check our State non-bankruptcy laws on debt collection practices. If the SOL has passed, then it has passed. The only thing that a junk debt buyer can do is send you mail and ask you to pay. They cannot threaten or use any sort of legal process to extract money from you or add it to the credit bureaus...Leave a comment:
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Nice to hear from you. If you can swing it, why not payoff early when you're in a 100% plan and have a lump sum available to make that payment. Otherwise I would resist....Leave a comment:
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Welcome to BKForum. I removed your duplicate thread in the Chit-Chat section.
We make it through sure will power. A Chapter 13 will never be successful if you can't or won't budget. You need to get creative. We were lucky even with young children by buying annual passes to Busch Gardens...Leave a comment:
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The 341 Meeting of Creditors was the original 341 probably back 3-5 years ago. I can't tell you why they added two different discharge entries based on two different events. Suffice it to say that the clerk's office uses those as tickle dates for tracking....Leave a comment:
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