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I must also say to use caution. If you exit a Chapter 13 without a budget and some savings already established, then this is cause for concern. As suggested, I would figure out a way to make it through without borrowing from a commercial lender. Maybe family can help you....
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I worked for a company that did not issue credit cards. I was reimbursed on time and every time I submitted before payroll cutoff (twice a month). Remember, this was during my Chapter 13 and I had to cover upwards of $5K or more in travel expenses before reimbursement. Mexico is a tough place to work...
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So much to deal with. I hope you both are able to get through the current struggles and come out on the other side sunny-side up.
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