That is borderline an attempt to collect a debt. Unless that was secured debt, there's no reason they should send a single statement. I would contact their bankruptcy department as well as send a demand notice via certified mail return receipt (CMRR). Let them know, in no uncertain terms, that saying...

I think that if you can't pay at the same time, then you can mail it in after you get a case #. I think they wait so many days. I would contact the Intake Clerk at the Middle District for specific instructions.

The Temporary Order: https://pacer.flmb.uscourts.gov/administrativeorders/D...

Just looks like the UST is reserving their right to seek dismissal (or voluntary conversion). Just keep the fingers crossed that the UST doesn't see any reason to not allow the discharge. Hopefully the UST is satisfied with the explanations and documentation.

You usually pay the filing fee at the same time that you file. You can always call the Clerk's office and ask.

bcohen that's similar to my idea that the student should at least attempt to make a payment during 10 years following the loan(s). Even if they're in an IBR or some other forbearance (non-payment) status, I think the 10 year "try" is a good bar. After the 10 years, the debt would be subject...

I have a love/hate relationship with the shredder. I even paid one of the kids $10/hr to shred and they "quit their job" after just one hour. LOL. I still have cards from back in 2005 but did shred a bunch of them. I'm so afraid to throw them away without shredding although the accounts are...

shipo you had a typo in your original post which is what, I believe, confused everyone. You wrote "Secured Share Load". Everyone wants to know what that is!...

I believe it was a typo and that it's a Share Secured Loan. Credit Unions (CUs) offer secured loans against the balance in the member's share (savings) account. This allows a person to establish installment history when it's absent on the credit report. It has been known to add 40-60 points to a score...

Did they file a motion to dismiss in the local State court? If they did that, then it sounds like they are dismissing the lawsuit because you filed Chapter 7. Had the creditor's attorney filed a motion to dismiss with the bankruptcy court, that's a very different thing. Also, it wouldn't be a motion...

Well, you'd list the timeshare in your Schedules as either a real property interest or as an executory contract. I can't tell you under which one it belongs, but there's a distinction. I don't think the credit is a real thing, but if they did refund in cash you could be able to exempt it under California...

Gardening is a thing. Good luck!

I think that you are in perfect shape to hit all 740s next year so long as the inquiries are nil (hence gardening), and the utilization stays low.

There's no judge that would not agree with you and I that they are not per se property, but the current laws treat all animals, domesticated or not, as such. When we're able to claim our furry friends on our tax returns as dependents, that's when the law would have started to treat them more than mere...

It would not be taken away from you at the meeting. Your bankruptcy forms, specifically your Schedule B - (106 A/B) Personal Property, will show the value of the vehicle (without the lien). So it would read $10,000. On Form Schedule C (106C), you'll exempt what you can... the $1,000. Then on Schedule...

For their internal accounting I would not worry about it. It can never come back to haunt you as I'm certain they have a bankruptcy flag (indicator) which is why they are not pursing the amount. Now, I do agree that there is something in their accounting which shows this amount. Only they can explain...

Have you attempted to just dispute the credit bureau reporting?

Always shop a mortgage around unless you have a strong affinity for your current bank. I'm starting to like "local" banks that don't sell the mortgage into large investment pools (mortgage backed securities). I have not, however, had a mortgage with a small local bank. I have only had Bank...

This information is as of April 7, 2021 and is subject to change if any federal programs, such as FHA, change their rules.

The date upon which you become eligible for a conventional, conforming, jumbo, FHA, USDA or VA loan varies. Generally it is as follows:

• FHA - 2 years from the discharge

...

Yes. If it's anything to do with property or large amounts of $$$, you should wait for the discharge at minimum. Some things, such as a sale, may require you to wait until the closing before the need to seek permission to sell expires.

You talked about rolling the upgrades into the closing....

Zombie13 I paid for the sewer line with the little savings that I had. It seemed that always, as soon as I had a couple of thousand $$$ squirreled away in the war chest, something declared war on me. I'm actually glad that I'm out of that house, although I loved that house. I have learned that the older...

It may come down to the total expenditure. If it's thousands I would expect some complaint. I couldn't guess whether it's $1,000, $2,000 or $4,000+ that will trigger Care Credit (Synchrony Bank) complaining about the discharge of that debt. The case wouldn't be thrown out, but Synchrony could certainly...