Ah, maybe it's a smaller casino and they don't have a player's club that can do a statement at any time. I know the larger casinos can produce a statement at any time.

You're working with your attorney and that is what is important. They seem to know how the Trustee behaves when you're just a couple of payments away from completing a non-100% plan. Far be it for me to say something different, but it's probably because you're almost done... not at payment #36 of 60....

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You're in a 100% plan so there should be no pressure to pay it in, but your attorney and/or trustee may try to pressure. I say that you're in a 100% plan already so you should need to deal with this. I'd rather build my rainy day fund, and it is a relatively small amount.

I would still...

Wow. I can't believe it's almost over.

You'll have to talk to your family law attorney regarding how their fees are structured in your fee agreement. I'm no expert on this, so it's an important discussion with that attorney. If you're using an attorney to file your bankruptcy, you may want to discuss this with them about how to protect the...

I'm the same person. No personality change. No job change. No spending change.

Any change, which I don't see in myself, is likely attributable of wisdom.

The clerk of the bankruptcy court's office hasn't updated the flag. I can't tell you why it hasn't been updated if the Trustee is already liquidating assets. As your lawyer speculates, maybe that haven't yet determined whether there is any "equity" in the bankruptcy estate.

Whether you will receive title if it's paid off early in the Chapter 13 can depend on several factors, such as a.) how that creditor normally deals with this, b.) whether they transferred it to a company like Ascension Capital, and/or c.) whether the value was crammed down in the Chapter 13. The latter...

Your request may be too specific to Nevada. I don't know anything about Google Voice. I'm also no expert in collections as I have never been at that stage (outside a mortgage).

That was likely just the panel trustee, also known as the case trustee. As for a difference, it depends on the outcome and whether the panel trustee things you made more money than you listed. But... don't worry about that right now. We say "it is what it is" at this point. Just provide any...

Nice to read the update. Happy Thanksgiving to you and yours as well.

Yes, the process is to send the discharge documents to them. If they continue, contact your attorney. Since they were not listed in the bankruptcy petition, that's likely why they don't know about the discharge.

As I wrote, a Chapter 7 is a snapshot of your life at the time you filed. If the (panel) case trustee or UST asked about employment and you answered that question, then they will use that to determine whether they want to take any action. Bankruptcy is strange in how it calculates what they call your...

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I don't know what you mean be assets discharged. Do you mean claims (creditor claims) that were not listed? If you failed to list creditors in a no-asset Chapter 7 case, then that does discharge all debts which arose prior to the filing of the case. Many bankruptcy district...

You asked this in another thread, which I don't recommend as it dilutes the responses.

Unless the United States Trustee (UST) is asking about the new job and money, then you don't need to worry about this. You can start saving as much as you want. A Chapter 7 creates a snapshot of your financial life at the time that filed. That is what they normally look at. Unless the UST believes that...

This doesn't affect the discharge. It affects the administrative close of the case.

I think you can still call the casino and ask them for a year-to-date win/loss statement. I was able to do that in the past. The player's accounting office usually knows exactly your win-loss at any point...

When having financial issues in the middle of a Chapter 13, inaction and hope are your two worst enemies. The more the mortgage goes into arrears, the more likely the creditor will file a Motion for Relief from Automatic Stay (RFS) to start foreclosure. While the creditor likely doesn't need the RFS,...

I don't see any issue with that. People miss things on their forms and they just update them to reflect any new information (or found property). It's when a person intentionally hides things to hinder, delay, or defraud creditors, the United States Trustee, the (panel) case Trustee, and/or the court...