Florida?

[AngelinaCat]

Keep in mind that one of the questions I had to answer when hunting homeowner's insurance was: "have you ever declared Bankruptcy?" If the answer was "Yes", then the next question was: "how many years has passed since you were discharged?"

I don't know that it is 'credit profiling', per sé, but something that the underwriters for the various companies do as part of the company policy.

The entire saga can be found on the Insurance Forum.

[olivies]

FL here. What district are you filing in/

[tobee43]

Keep in mind that one of the questions I had to answer when hunting homeowner's insurance was: "have you ever declared Bankruptcy?" If the answer was "Yes", then the next question was: "how many years has passed since you were discharged?"

I don't know that it is 'credit profiling', per sé, but something that the underwriters for the various companies do as part of the company policy.

The entire saga can be found on the Insurance Forum.

yes...a saga it is! i asked the insurance rep...it made sense what she said to a degree...however, not for people like you and me...with both homeowners and auto she explained that persons with poor credit scores have higher rates of fraudulent claims...now, i can understand that to some degree...when there are those that simply have always abused the system. but i think it's now time for a "revisit" of the situation....since many of use with poor scores have nothing to do with not being responsible or have a tendency to file false claims...but i understand their view.

[tobee43]

FL here. What district are you filing in/

i think we fare for all over florida...some in the southern district...some in the tampa area...others in jacksonville...and some in orlando...where are you???

[Freddy03]

Me! I'm in FL too!

[tobee43]

Me! I'm in FL too!

yes you are!!...i'm thinking maybe we should change the avatar to a swimming pool with palm trees instead of the hurricane?? LOL!!!!!!

[AngelinaCat]

FL here. What district are you filing in/

Florida Middle District. Our courthouse is in Jacksonville.

[Freddy03]

yes you are!!...i'm thinking maybe we should change the avatar to a swimming pool with palm trees instead of the hurricane?? LOL!!!!!!

Maybe you should change it to snow flakes...LOL It's freezing today!!!

[olivies]

Middle District, Tampa courthouse

[mrskal]

Maybe you should change it to snow flakes...LOL It's freezing today!!!

Dang, I am moving there next week, it better warm up. Going to be in the 60's here in Chicago this week!

[Freddy03]

Dang, I am moving there next week, it better warm up. Going to be in the 60's here in Chicago this week!

It was 55 when I left the house this morning.

[StEt0417]

Middle District, Tampa courthouse

We are thinking of moving to Tampa area. Could you tell me whats the best place for families up there? We are thinking Citrus Park area, maybe Wesley chapel...

[StEt0417]

South fl district here.
Wow there are so many here from Florida, it is definitely cold today!

For those who included their house in the BK, what is your time line to get out once the BK is complete? Im trying to get a hold of the attorney to ask but just curious in the mean time

[tobee43]

Maybe you should change it to snow flakes...LOL It's freezing today!!!

yeah......ALL of you????....what is this???? i got the uggs out yesterday and this morning???....did i bring this FREEZE with us....last winter was the worse!!!!

ok....i KNOW what i just said but no one really answer PLEASE...it was just a rhetorical response..

[tobee43]

South fl district here.
Wow there are so many here from Florida, it is definitely cold today!

For those who included their house in the BK, what is your time line to get out once the BK is complete? Im trying to get a hold of the attorney to ask but just curious in the mean time

sorry...we actually did include our house but it's wasn't located in florida. where we moved though, many houses were in foreclosure and it appears to be taking some time.....i'm hoping someone else has the "exact" answer for you...but i do think it does take a while.