This may be a pretty stupid question, but I want to make sure that my forms are accurate. When we are to list our property, do I include my car that I still owe money on? I plan on surrendering this vehicle. Just want to know if I need to list it as property. I will not try to exempt it, and probably cannot anyway. Thanks in advance for any information.
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Yes, you list your car. It belongs to you, even if the bank has a lien. If you have any equity, you should exempt how ever much you can under your state's exemption law.LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!
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