Retain and pay on an automobile

[MetsfanTom]

Does anyone have a list, or any personal experience, on auto finance companies which will allow a "retain and pay" option, without reaffirming the loan? I am unable to get a reaffirmation agreement approved with the court due to a negative dmi, and I'm hoping to be able to keep my car. Thank you in advance for any input provided.

[bcohen]

Legally, once you have ATTEMPTED to reaffirm the loan, and the court has refused, the lender is barred from invoking any auto-default clause in their contract and repossessing the car as long as you keep paying and maintain insurance. There is nothing else for you to do.