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  • HELP: Homestead exemption - Assest Protection - Advice (Florida)

    Ive had consulted with different attorneys but have not gotten a direct answer.

    My current situation is the following:

    Background:

    - I am unemployed and looking for work.


    - I have the second mortgage (wells fargo) from...
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  • already repo'd... being sued...what is safe?

    Our main business is already in the process of bankruptcy and has been shut down. We had a car that was in the company name and we voluntarily turned it in (felt it wasn't right to keep a high end car while business going under) We thought we were doing the right thing. Turns out my husband signed a...
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  • There can be some downside to non-filing spouse in community property states

    Interesting article regarding potential downside to a non-filing spouse in a community property states

    http://www.lexisnexis.com/Community/...ng-spouse.aspx

    Frequently it makes sense for only...
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  • What if I sold Private Stock and need to spend the money?

    I am fortunate that I received almost $30k from a private stock sale. I am in CO and having trouble finding ways to spend it. Here are some options that I are real, but don't get me close enough to the $30k. I am also about 3 months away from filing and have spoken to several BK attorneys.
    ...
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  • keepsmiling
    started a topic More Equity Questions- Son's Property

    More Equity Questions- Son's Property

    I am HOPING that this is a stupid question..
    Can they take ds17's bonds? They were all gifts and I don't think our names are on any of them.
    Can they take his bank account with $3000? It's a special Kid's Account but dh's name is on it too, had to be per rules....
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  • acro68
    started a topic Hiring an Attorney, and amending all schedules.

    Hiring an Attorney, and amending all schedules.

    The petition was started on 10/16/10 and completed on 10/22/10, got about 1 hr sleep each night, and it is full of major errors and omissions. The 341 is scheduled for 11/24/10. I met with an attorney today, he gave me the chapter 7 starter kit package to fill out, we will meet again on 11/15/10....
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  • badappleface
    started a topic engagement/wedding ring gift

    engagement/wedding ring gift

    Hi, I am filing chapter 7 and have my 341 meeting soon. I am very scared right now because I am very afraid that they are going to take my wife's engagement/wedding ring away. I live in Oregon and jewelry exemption is only 1800. My wedding ring is 1000$ so that is covered, however her engagement...
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  • jlynn275
    started a topic Selling small items...bad idea?

    Selling small items...bad idea?

    Before I even considered BK I started "anti-hoarding" and stashing things I wanted to get rid of in a garage sale. My mom, cousin and best friend are all adding things to the sale and we have planned on having one in November. I started the BK process (not filed yet, but gathering) and I'm...
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  • Notdoneyet
    started a topic Cash value of Life Insurance policy

    Cash value of Life Insurance policy

    We received our chapter 7 discharge on May 25, 2010 and our case was closed June 9, 2010. I have a Life Insurance policy that has a decent cash value and a loan against that cash value. We included both in the Bankruptcy , listing the cash value as an exemption and the loan as an unsecured debt. We...
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  • mb10240
    started a topic Means Test - Line 23: I'm freaking out.

    Means Test - Line 23: I'm freaking out.

    Regarding "Vehicle Ownership or Lease Expense".

    I'm filing individually. My household has two vehicles - my car, which I'm still making payments on and is titled individually in my name and my wife's car, which she owns individually and is paid in full.

    Do I get to...
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    Last edited by mb10240; 10-10-2010, 04:58 PM.

  • If a bankruptcy is reopened - does that mean it was refiled?

    I filed bankruptcy about 8 months ago and it was discharged. A few weeks ago the case was reopened because they said there was an asset, that I was told by an attorney was not an asset, was not listed. Last week my uncle passed away and in the will he said that his house and the money in his savings...
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  • JCOX75
    started a topic Chapter 7 and SSD income

    Chapter 7 and SSD income

    Hello!
    I'm new here. This is my first post.
    My husband and I just filed our chapter 7 bankruptcy petition (using a lawyer). My husband just received social security disability backpay last month. Our lawyer filed our bankruptcy paperwork last week. Due to a lot of things going on (such...
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  • missEmily777
    started a topic Asset seiure on 181st day Help

    Asset seiure on 181st day Help

    My husbands mother died on the 16th of May 2009 and he is to reseive an inheiritance. The lawyers for the estate are insisting that the bankruptcy trustee has no claim for any of the money because she did not die within the 180 days. We filed our bankruptcy on the 17th of November 2008. I had already...
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  • missEmily777
    started a topic Asset seiure on 181st day Help

    Asset seiure on 181st day Help

    My husbands mother died on the 16th of May 2009 and he is to reseve an inheiritance. The lawyers for the estate are insisting that the bankruptcy trustee has no claim for any of the money because she did not die within the 180 days. We filed our bankruptcy on the 17th of November 2008. I had already...
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  • Asset List: Married Filing Singly in FL / Definitions

    Can anyone point me to a thread, website, etc. or give me the following information:

    How does one determine whether an object is his, hers, or joint?

    I am married and filing singly in FL, which is NOT a community property state. Thanks for your help!

    ...
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