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Timeline for aute repo after discharge

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    Timeline for aute repo after discharge

    My statement of intentions indicated "retain and pay pursuant to contract", not reaffirm, but after discharge I've decided to walk away from this upside down car loan and buy a much cheaper used vehicle. Right now my loan is current but I plan on letting it go late for the first time right before I receive my discharge. How soon do you think they will repo the vehicle if I do not voluntarily tell them of my intentions to surrender? I wonder if they will take possession of it sooner since it's technically discharged than they would a normal loan that was late. Any thoughts?

    #2
    If its a Toyota a long time. We let ours go and our BK discharged 1/19 and they didn't come to get it. I called Toyota last week and said I would like it picked up and she was shocked. Someone finally showed up last night.

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