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Getting current rate on new car.

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    Getting current rate on new car.

    I have a car that is financed by Ford Credit that is at 5.99% and I reaffirmed it. What are my chances at buying a new car and getting them to give me a low rate? Someone said that they may be willing to do so since I still have a loan with them (6 payments left) and I am planning on trading in the vehicle financed for a new one. Does anyone know if that is true?

    #2
    It would depend on a lot of things. When you did file BK? When were you discharged? How's your current employment history and credit score?

    Now for the final question: Do you really NEED a new car? If you WANT it but don't NEED it then I wouldn't buy it but that's just my opinion.
    4/09 Converted to a Ch 7 due to loss in dh's income
    5/09 UST now involved no idea what happens next
    7/09 UST has decided to withdraw his motion to dismiss!
    7/27/09 DISCHARGED!!!

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