Hi, I am one year out from my bankruptcy and I am having a minor problem. My husband wants to purchase a used truck and we currently have a car loan. We can do two things: 1. pay off the current car loan then try and finance a truck, no money to put down on this deal. or 2. Keep the current car loan and put $5,000 down on a truck. I tried to call the current lender with the car to see if they could tell me what I could get financed for if I paid off the car and they couldn't do that until I paid the car off. I don't want to pay the car off if I can't get financed for a truck, looking to spend about $15,000 on truck.
We are leaning towards going to some dealerships to see if we can find what we like and then go from there about what would be better. What would you do????
We are leaning towards going to some dealerships to see if we can find what we like and then go from there about what would be better. What would you do????
Best deals come from granny and gramps that keep garage kept cars IMO - its how we got our crown vic; 2001 with only 42K miles on it, all maintenance receipts - for next to nothing!
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