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    Buying a car while in Bankruptcy

    Okay,

    I just got a job offer and we need to get another car. We are a family of 6 and with me working and my wife staying at home we are in need. My question is that we have our 341 meeting on Nov 22, should we wait until after that or after the discharge and just ride out it for the next 3 months?

    Thanks for the support...
    Filed: 10/29/2010 341 Meeting: 11/22/2010 Discharge: ?Closed Date: ?

    Credit Scores as of 10/29/2010: 456, 468, 472 Open Accounts: None

    #2
    Well I had a few car companies contact me 1 week after I filed to get a car loan before I get discharged. Personally, I wouldn't. But that's your personal choice to make.
    I may be smarter than an attorney, but I'm not one. No legal advice here, people.
    Filed Ch. 7 pro se on 10/22/10 341 on 11/19/10 Report of No Distribution Filed on 11/19/10 Discharged 1/19/11 Closed 2/2/11

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      #3
      Right but will the trustee say anything about it? Like I say in all of my post, i just want this to go smooth and with out being in trouble.
      Filed: 10/29/2010 341 Meeting: 11/22/2010 Discharge: ?Closed Date: ?

      Credit Scores as of 10/29/2010: 456, 468, 472 Open Accounts: None

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        #4
        Best to wait until after your 341.
        Filed August 20 341 on September 23 Report of No Distribution - September 24 Case Discharged and Closed on November 23!!!

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          #5
          Originally posted by calco86 View Post
          Right but will the trustee say anything about it? Like I say in all of my post, i just want this to go smooth and with out being in trouble.
          Well, it's not against any rules or fraud, if that is what you are wondering. Can't really tell you if the Trustee would "say" anything about it. Debt you incur after filing is new debt and not involved in the bankruptcy. My Trustee hasn't asked for anything in regards to expenses in relation to after the date of filing so he wouldn't even know.

          Personally, yes I would at least wait until after the 341, but if it's necessary for you to get a car before then, I'm sure you would be able to explain why if the topic came up.
          I may be smarter than an attorney, but I'm not one. No legal advice here, people.
          Filed Ch. 7 pro se on 10/22/10 341 on 11/19/10 Report of No Distribution Filed on 11/19/10 Discharged 1/19/11 Closed 2/2/11

          Comment

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