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Can I still add my car after discharge

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    Can I still add my car after discharge

    I filed for BK last March of 2010 and it got discharge in May of 2010. I asked the court that I want to reaffirm the car I was co-signed on because my x wife wanted to keep the car. The bank sent me a letter to sign, but I never signed the paper works. I never got anything back from them after that. What should I do? What would happen if my ex wife stops paying for it

    #2
    If you didn't sign the reaffirmation, the car is discharged. If the payments are stopped, they will repo it but can't come after you for any deficiencies.
    Filed CH7 9/24/2010, 341 on 10/28/2010, Disch.&Closed: 1/6/2011. FICO EX: 9/2: 672.
    FICO EQ: pre-filing: 573, After BK Public Record: 568, 10/3: 673.
    FICO TU: pre-filing: 589, After BK Public Record: 563, 9/2: 706.

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