From what I have read from the forums, if you are going to obtain a mortgage after discharge, you have to wait approximately two years and have a large downpayment. My question is what if you are co-signing with others. For example, a person who has just recently been discharged wants to co-sign with his parents to obtain a mortgage. Will this help in anyway to help get a bigger mortgage for the parents or just cause more harm because of the fresh bankruptcy on record?
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