FHA Credit Flex Program

[pjreb02]

Hello All. New to the forum.

I have been doing some searching and came across a site and they were referring to "FHA Credit Flex Program" - From what I understand, it seems that you can apply for this 1 year out of chapter 7 ?

I am not sure if we are allowed to post links, but if you google it, it will be the first thing to come up.

[imoverit]

I did a quick google search on this and I am thinking its old. The sites I found were all dated 07. I hope someone with some real knowledge will chime in because I sure hope its current!

[southernbelle]

I was curious about it as well and Googled it and found this disclaimer:

Please note, this program may not be available at the time of your inquiry due to the financial melt down in the secondary mortgage market which can change from month to month; and/or may not be available in your state due to licensing restrictions.

The site seemed up to date since the copyright at the bottom read: 2003-2009 but the program might not be available. This is the link to the site I looked at:

http://www.fhahomeloanmortgage.com/credit_flex.shtml

According to the site, these are the states currently participating if the program is available: alabama (AL) alaska (AK) california (CA) colorado (CO) florida (FL) minnesota (MN) montana (MO) indiana (IN) louisiana (LA) maryland (MD) mississippi (MS) missouri (MO) new mexico (NM) north carolina (NC) north dakota (ND) kentucky (KY) pennsylvania (PA) south carolina (SC) south dakota (SD) tennessee (TN) texas (TX)

Hope it helps.