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looking for mortgage in mid Michigan

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    looking for mortgage in mid Michigan

    Discharged chapter 7 in October 2010
    Foreclosed house that was iib August 2012
    2 Credit cards and 1 vehicle loan
    Credit is 650 ish
    Good 12 month rental history
    50k/yr income

    #2
    Good luck, keep me posted if you get one.......I'm exactly the same as you except my income is a little higher.

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      #3
      Originally posted by bankruptsee View Post
      Discharged chapter 7 in October 2010
      Foreclosed house that was iib August 2012
      2 Credit cards and 1 vehicle loan
      Credit is 650 ish
      Good 12 month rental history
      50k/yr income
      Good luck!!!
      ~~ Filed Over Median Income Chapter 7: 12/17/2010 ~~ 341 Held: 1/12/2011 ~~ Discharged: 03/16/2011 ~~
      Not an attorney - just an opinionated woman.

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        #4
        I've just seriously started looking. One lender says I'm not listed in caivrs and my credit report does not show the foreclosure. Hopefully I hear that we can move forward with an application tomorrow.

        This is for fha.

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          #5
          It will show up in the underwriting of the loan, its not on my credit report either.

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            #6
            Maybe look into the MSHDA mortgage programs, through the state of Michigan. They're for first time homebuyers, or people who haven't owned a home in the past 3 years, who meet certain income limits. There's no first time homebuyer requirement, if you've buying in what they consider a "targeted area".

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