What kind of hit will I take?

[Newposter]

I have a Credit score of 810

I have no credit card debt...I have used them sparingly and paid in full each month when I did use them. I have no car loans. I have to mortgage payments. I have no medical bills.

I have an old judgement against me that rolled off my credit report...but the judgement still stands.
I have 3 creditors who are threatening lawsuits. And I have 4 more that are still within the 7 year limit to file against me.....but none of them have done it..yet

So...assuming I file chapter 7 before they file... How big will the hit be? Will I land in the 600s? 500s?

[Logan]

Who cares? If you need to go BK then do it and then deal with your credit afterwards. But I would guess your score would drop into the low 600's but would rebound fairly quickly since you have no negative stuff on your credit report.
Keep in mind that even if your score stayed at 810 after BK you still couldn't get a mortgage or a paper loans and credit cards because you have a BK on your report.