Hi,
I filed Ch13 in May 2016 - discharged July 2021. I have seven accounts showing as included in BK and never paid late when I click them individually. But my report summary says 7 paid 30 days late and 7 paid 60 days late and time since last delinquency 6 mo. I may have messed up because I disputed several of the accounts included in my BK back in Feb. some fell off from the dispute but those 7 stayed and now say last updated 2/2022 - that seems to be where the 6 mo entry is coming from. Is there anything I can or should do?
I filed Ch13 in May 2016 - discharged July 2021. I have seven accounts showing as included in BK and never paid late when I click them individually. But my report summary says 7 paid 30 days late and 7 paid 60 days late and time since last delinquency 6 mo. I may have messed up because I disputed several of the accounts included in my BK back in Feb. some fell off from the dispute but those 7 stayed and now say last updated 2/2022 - that seems to be where the 6 mo entry is coming from. Is there anything I can or should do?