Equifax / CSC

[poorme]

I've HAD it trying to use CSC's crappy web-site. It's DOWN more than it's up, and it can't seem to remember my credentials AT ALL. So I called Equifax to complain, and got to speak with a somewhat knowledgeable rep. He apologized, and said that EQ was actually in discussions to buy CSC. I asked why, if I pull my credit report from EQ - why can't I manage disputes thru EQ? It's a territorial thing based on some weird state laws, he said. Equifax does provide your reports, but the dispute has to be handled via CSC. As a courtesy, he refreshed my credit report so I could access it again, and gave me a toll free nbr to CSC in case I need to contact them. I'd rather not - just wait for EQ to buy them out and fix the mess.

Sorry to rant - I hope this is encouraging to others out here...

[SinkingFast]

O......... M.......... G!!!

CSC are the IDIOTS that years ago caused us so much hassle.

We had a house for sale. Buyers backed out. We would not sign to return them their Earnest Money/Good Faith deposit. They hired an attny to sue us. We hired an attny to defend ourselves. Back and forth for 18 months. We mutually agreed to call it quits. Split the money and be done with it.

Years,......... YEARS later,............ After we'd bought 2 houses, a couple cars, and I don't know what all else we'd financed,............. We go to buy a car. Get a call from the bank rep. There's a Judgement on our Credit reports. What??!!

So the Rep starts rattling off that we owed $1K in whatever county several States ago. At first I don't get it. Then it comes to me what he's talking about. I tell him about the Law Suit. That it's all said and done. I have Court Certed Docs I can fax him. We take care of that with the Bank and the Credit Reporting agency. CSC.

After we moved away from that little town in the middle of nowhere in Southen Illinois, CSC came to town. They'd opened up an office. When we were purchasing the car, that old address came up. A CSC Rep went to the Court House to check us out. Found the claim for the Law Suit but never followed the paper trail to its conclusion. Just summarily listed it as a Judgement. Job done.

Fast forward. A few years later. We go to buy another vehicle, and there's the Judgement again. CSC took it off Hubby's last time, but they left it on my Credit Report. Lazy A** Holes!! We had to go thru sending the Court Docs all over again!!

Watch out for CSC. They are terrible!!