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    #1

    Yeah!!

    I pulled my credit reports and scores today just to see and to start the clean up phase. I was surprised to see they weren't really that bad!! Transunion actually increased!!! April 2006 it was 606, now it's 670! Equifax dropped a little from 659 in August 2006 to 629 now and Experian dropped 665 in August 2006 to 569 now. I do see quite a few inaccuracies so I will be disputing them, but I was so afraid to even look! By the way my discharge date was February 23, 2007. Have a great day!
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    #2
    That's great! Way to Go!

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      #3
      Congrats on your discharge and good luck with your disputes!

      CAB in CA

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        #4
        Your scores will start to bounce back fancy_92. It will take time though. You just got your discharge, so that may be why your scores dropped so dramatically in the last few months.

        Dispute the innacuracies, and then take it slow when wanting to rebuild.
        Bankruptcy History:
        Chapter 7 filed - 10/12/2005 - Asset
        Discharged - 02/16/2006
        Case Closed - 11/08/2007

        A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

        All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

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          #5
          I am still scared to look. I got approved from Orchard. I also do not want to spend the 25.00 to see the report.

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