Last week I disputed a few things on my report, including my house that was foreclosed on in my Ch13 Bk. I just received TWO letters in the mail from Transunion today.
One, was requesting a copy of my BK Discharge. Note: I have not been dischared. The second, was a new copy of my report and a letter showing my deletions...they deleted the 1st and 2nd mortgages that were foreclosed on.
#1 Isn't it their responsibility to validate and obtain the information, I should not send them anything they request, Right?, as they may put it back on my report if I do.
#2 I aslo checked my score again after getting the disputes deleted letter. Everything was the same...score and report, just as before disputing. Is there a time frame for them to change the actual report after deleting?
Can anyone give their opinion...please?
One, was requesting a copy of my BK Discharge. Note: I have not been dischared. The second, was a new copy of my report and a letter showing my deletions...they deleted the 1st and 2nd mortgages that were foreclosed on.
#1 Isn't it their responsibility to validate and obtain the information, I should not send them anything they request, Right?, as they may put it back on my report if I do.
#2 I aslo checked my score again after getting the disputes deleted letter. Everything was the same...score and report, just as before disputing. Is there a time frame for them to change the actual report after deleting?
Can anyone give their opinion...please?
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