I have one of thsoe unofficial student loans. Not the official government backed ones, but one of the ones that on the credit report appears as an installment loan. I was listinging it as a student loan on my application, with the idea that I have never fallen behind on it, it has been on my report for some time now as a good debt, and the payment is really, really small and I can afford it.
I only found out about the differences a short while ago myself, and I was wondering, the amount that would be discharged is less than $2000 on it. By having an current installment loan that is in good standing on my credit report, will that help my credit rating enough to make it worth continuing on it? The payments are less than $40 a month, and I can swing that.
I only found out about the differences a short while ago myself, and I was wondering, the amount that would be discharged is less than $2000 on it. By having an current installment loan that is in good standing on my credit report, will that help my credit rating enough to make it worth continuing on it? The payments are less than $40 a month, and I can swing that.
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